I first saw this #tag on Justin’s blog The Frugal Path and we all know how GMD loves tag posts! Check out my #Tag: Getting to Know the “Person” Behind the Personal Finance Blog that I started back in February. The #tag today that I will be doing is about my two favorite topics combined – Love and Money! Goody goody gum drops, let’s begin!
1. Would you discuss money on the first date?
If you asked me this question a few months ago before I got serious about paying off my debt and started blogging about personal finance, I would have said heck NO loud and clear. I still wouldn’t discuss money on the first date. Save that for the infamous 3rd date.
2. How long should you wait to talk about money with your spouse?
Before you say “I do” to anyone, money should have already been discussed a long time ago! J & I discussed our finances within a month of being boyfriend and girlfriend. I didn’t want to because I used to think it was strange to reveal something so private with someone you didn’t know very well yet, but as I mentioned before, J is very smart with his money and he leads a very modest lifestyle, which has influence me in so many positive ways in regards to my finances.
3. Who brings up money in your relationship?
J & I discuss finances on a daily basis. We’re always trying to find new ways to save money while still enjoying life.
4. Is it harder managing money as a couple than it was when you were single?
J & I aren’t married so we have separate accounts and manage our money separately. I think even after we get married, we would continue to have separate accounts but a joint account as well to pay for things like mortgage, food, bills, and kids.
5. Would you offer to pay off your spouse’s debt?
I’m the only one with debt in the relationship. I don’t think J would ever offer to pay off my debt but even if he did, I wouldn’t let him. I’m too proud and stubborn for that. J does help me with finances in that he pays for the bulk of our groceries and any dates that we go on.
6. Is debt a deal breaker?
Well I may be bias as I have over 50K in debt, but no, debt is not a deal breaker How the other person handles that debt could be a deal breaker though. I would want my partner to be serious about paying off his debt and not avoiding it by getting into deeper debt.
7. Do you think it’s important to have the same money views?
Yes, it is important to have the same money views. People say that the number one reason behind divorce is money so it’s better to have the same views from the start. Avoid divorce, I heard it can be expensive!
8. Can you really change how your spouse spends money?
Meeting J has completely changed how I spend or rather save money. He made me realize that I couldn’t be in financial denial any longer. It was time to start acting like a grown up and tackle my debt head on. Even if we were to ever break up, I know that I would never slip back to my old habits because I just enjoy being financially responsible so much more! Designer clothes can’t compete with this proud feeling I have when I see my debt number get smaller and smaller. I am looking forward to the day when debt is paid off and I can see my savings number get bigger and bigger!
I now #tag EVERYONE to do this post as well! Thanks for reading friends.