It’s old news now, but earlier this week, I revealed J’s identity because another blogger had made the connection and so I
am a control freak decided to reveal the secret on my own terms, so with true GMD style I wrote a fairytale post about it.
When I discovered that someone had figured it out, I was first shocked speechless and then I had a minor freak out. J’s reaction? He didn’t think it was a big deal.
I reminded him that part of the reason why I was so hesitant in starting my blog in the first place was because I knew for certain that I wanted to stay anonymous forever which was a huge contrast to his very public, Google-searchable blog. This led to discussion of why I was so insistent on staying anonymous and I’m not sure what I was thinking but my automatic reply was “you don’t have debt, you wouldn’t understand.”
This got me to thinking…if I didn’t have debt and the stigma associated with it, would I still be an anonymous blogger or would my smiling face be everywhere like J’s?
Let’s face it, debt is a dirty, depressing word which is why so many people avoid talking about it. It’s a popular subject in the personal finance community but I can’t think of too many “debt bloggers” who blog about their debt in the open using their real identity.
People have their own reasons for blogging anonymously or not, but I know that even though I am proud of myself for no longer being in denial about my debt and taking aggressive action to pay it off, I am ashamed that I still have so much of it being the age that I am. My reasonable side comprehends that the majority of my overall debt is from student loans but the tough side is so angry that I didn’t start taking action sooner to pay it down.
Every end of month I do a debt repayment update where I literally show down to the penny how much I paid towards it and how much is left on the balance. I know that I wouldn’t be able to write about that if my identity didn’t stay a secret. No one in my real life knows about how dire my debt situation is. Not even my parents. They know I have student loan debt but they know nothing of the consumer credit card debt. They definitely don’t know the exact numbers since I only talk about it vaguely if they ever ask how I am doing with my repayment progress. The only person who knows the truth about my full financial situation is J.
I know that society has to stop putting such a negative stigma on debt so that more people feel they can reach out for help if they need it and I am hoping that blogging about my journey to a debt-free life will inspire at least one person that they are not alone. I love getting email so if anyone ever feels like they need to talk with someone about their debt, I am in no ways a professional but I am a great listener.
Let’s hear in the comments below if you think debt still has the stigma that it use to?