His and Her Not So Frugal Habits

his-and-herBack in April I wrote a post called His and Her Frugal Habits where I shared mine and J’s quirky frugal habits. Today I’m bringing you a sequel of our not so frugal habits. Beware my frugal fanatics, this post won’t be for the faint of heart. ;)

His Not So Frugal Habits

- Insists on a fancy HD sports cable package because watching hockey, football, soccer, UFC, and sometimes basketball is a life essential like breathing. Don’t even get me started on the Pay-Per-Views ordered…

- We don’t buy steak often but when we do it has to be rib eye because J is fancy like that

- Will drive 20 minutes to our old suburb to get a $15 hair-cut from this one particular barber because men’s haircuts are complicated ya know

- J is very generous with gifts. He can’t stand what Tiffany’s jewellery or any “popular” name brand represents but once in a while he will surprise me with a blue box. Lucky me :)

- When we go see live sporting events, let’s just say J likes to quench his “thirst”

- He also spends money to “make money” on his online side hustles

Her Not So Frugal Habits

- My love for an apple logo on my electronic devices

- I like good coffee, tea, and chocolate. Ohhhh and ice cream too!

- My taste in clothes/shoes/purses/makeup/skin care still lean to the more expensive side but I only shop when I need to replace something that has worn out or finished

- J told me to add in wedding planning but that’s another entire post on its own for a future date ;)

- I’m really generous with gifts too but I have narrowed it down to just gifts for immediate family and J

- I still like to go out and have a good meal with friends and will do so about 2-3 times a month

I swear when J and I aren’t engaging in these not so frugal habits we’re cheapskates financially responsible adults so please don’t stop reading either of our blogs! :P

Alright friends, let’s hear some of your his/her not so frugal habits!

55 Comments on His and Her Not So Frugal Habits

  1. Alicia @ Financial DiffractionNo Gravatar
    October 10, 2013 at 10:29 am (6 months ago)

    Sometimes if my fiancé isn’t with me, I pay for full-service gasoline because I hate pumping gas.

    If I buy ice cream, it has to be Haagen Dazs.

    We don’t have cable or a landline, but our internet costs us $80/month because we “have to” have FibreOp.

    Our cell phones are crazy expensive, and we’re looking to pare those down, but haven’t gotten around to it. I don’t need a data plan really, so why do I pay $75/month per phone?!

    I really like good running clothes, and I’ve been known to buy the silver fibre clothing from lululemon so that the exercise clothes don’t run away on their own.

    ahhh, I feel so much lighter. ;)

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 12:47 pm (6 months ago)

      Amen on the Haagen Dazs! I haven’t heard of FibreOp? My Iphone plan is $80/month but I NEED it to call long distance to my family and friends. Lululemon has my heart…and my wallet :P

      p.s. I’ve tried commenting on your blog numerous times but blogspot just despises me!

      Reply
      • Alicia @ Financial DiffractionNo Gravatar
        October 10, 2013 at 1:24 pm (6 months ago)

        I feel as though we are rather similar according to those vices at least :)

        Thanks for trying – blogspot sucks and I am developing a self-hosted site as we speak so perhaps you can stop by that when I get it up and running. :)

        Reply
        • Girl Meets DebtNo Gravatar
          October 10, 2013 at 1:28 pm (6 months ago)

          I will stop by and comment for sure! Hip hip horray for going self-hosted Alicia!

          Reply
  2. JaclynNo Gravatar
    October 10, 2013 at 11:00 am (6 months ago)

    Well, MINE would be that I’m a total soda-holic and that gets expensive. For my husband, let’s just say he and J share the same “thirstiness at sporting events..”

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 12:49 pm (6 months ago)

      I don’t know what it is about men and their “thirst” at these live sporting events! Sometimes they get thirsty if watching the game at home on TV too LOL.

      Reply
  3. TKNo Gravatar
    October 10, 2013 at 11:07 am (6 months ago)

    I count my not-so-frugal habits as those that involve non-essentials.
    - Internet and cable, although if it was any cheaper, I could go without cable. But I need speeds that download videos fast and I will pay more for it.
    - white noise. My AC can run it’s fan without running the heat or air. I got so used to the air being on in the summer, that I run just the fan at night for the white noise. It helps me sleep
    - Books. I avoid bookstores whenever I can, especially used book stores. I can’t hold on to my money in those places. That said, when my favorite author publishes a book I must buy it the day of the release.

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 1:25 pm (6 months ago)

      I used to be the same about books from my favorite author too. Hello Emily Giffin and Sophie Kinsella. Thank goodness for the kindle coming into my life!

      Reply
  4. ChanceNo Gravatar
    October 10, 2013 at 11:22 am (6 months ago)

    I have 135 books downloaded onto my kobo account all bought and paid for……while I used to read a lot now I am lucky to read a book a month! And that does not include 4 four shelved bookshelves. Definitely NOT so frugal!

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 1:26 pm (6 months ago)

      I’m lucky if I finish a book every month too. This blogging just takes up so much of my free time!

      Reply
  5. annaNo Gravatar
    October 10, 2013 at 12:25 pm (6 months ago)

    It’s kinda nice to hear that J isn’t all frugal, all the time, and that you still like nice things but going more towards an ‘as needed’ basis. I prefer nicer things like you, especially with jeans and skin/hair care. I also splurge on travel or experiences, I always think they’re worth it!

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 1:31 pm (6 months ago)

      I kinda wished J would show his no-so-frugal side more often, especially when it comes to wedding planning LOL. I think I will always prefer “nice” things but I will only purchase it on a “needs” basis. :)

      Reply
  6. Hayley @ A Disease Called DebtNo Gravatar
    October 10, 2013 at 1:38 pm (6 months ago)

    I love how J quenches his thirst at sporting games! I’m not so frugal with my favourite Estee Lauder Foundation but I only buy it every 3 months or so. Also, I make sure my daughter doesn’t miss out on the odd treat now and then. The hubby is pretty much frugal to the core now though. He’ll get his hair cut when it’s bordering on the ‘yeti’ look. Although he does like playing darts with his mates. That’s a pretty frugal hobby though. :)

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 2:19 pm (6 months ago)

      Estée Lauder Double Wear Light foundation is what I am currently wearing right now and I really like it! I only buy it when there is a gift with purchase because I love samples! J waits a long time in between hair cuts too but I think it’s funny that he’s so picky about who cuts his hair since his hair cuts always take less than 10 minutes.

      Reply
  7. MichelleNo Gravatar
    October 10, 2013 at 2:01 pm (6 months ago)

    Haha that is funny because W is the same with haircuts. He will drive so far for a hair cut and I honestly think it looks the same wherever you go. It can’t be THAT hard to cut men’s hair, right? Haha

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 2:21 pm (6 months ago)

      I don’t think it’s that hard to cut men’s hair. I think J and W are just fussy with their hair LOL.

      Reply
  8. AbigailNo Gravatar
    October 10, 2013 at 3:40 pm (6 months ago)

    I have chronic fatigue, so I don’t really cook. At all. I’m trying to get back into an at least nominal effort, but things keep setting me back, mentally and emotionally (also a depressive). So for now I try to keep affordable convenience food around for me. Like $2 Healthy Choice steamer bowls or spaghetti or whatever. My husband’s stomach is a lot more sensitive, so we generally have to just go with whatever it is he thinks he can stomach. My cheap-o meals can help cut that cost… when I don’t have him get me something too.

    The exhaustion can also mean that I can’t always go for the best price. Sometimes I can, but other times I have to accept that I’ll pay a little more. I hate it, but it’s how things go.

    Let’s see… Tim is still trying to give up smoking (ick) and soda. I got him down from drinking a ridiculous amount, but he now buys one or two smaller bottles a week… which means we’re not saving all that much. Sigh.

    Our mantra is “It’s a process.”

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 4:35 pm (6 months ago)

      Life certainly is a process. Just keep trying your best Abigail!

      Reply
  9. Lisa E. @ Lisa Vs. The LoansNo Gravatar
    October 10, 2013 at 3:56 pm (6 months ago)

    Haha love this. I like to quench my thirst when I go to Warriors games with the BF – he’s my DD, so he won’t drink :) but he makes up for the cost with the food!

    Reply
    • Girl Meets DebtNo Gravatar
      October 10, 2013 at 4:36 pm (6 months ago)

      It’s the opposite with us. I make up for the cost with food. ;)

      Reply
  10. Mark RossNo Gravatar
    October 10, 2013 at 6:47 pm (6 months ago)

    Well, our expenses mainly costs food, cinema tickets, food and more food. :)

    Reply
  11. C. the RomanianNo Gravatar
    October 10, 2013 at 11:40 pm (6 months ago)

    Well, that doesn’t look too bad, really! In my case, I also used to consider that you have to spend money online in order to make money, but all the money I spent were money thrown away so I learned my lesson.

    I also love the taste of whiskey and I prefer paying a little extra for that special bottle. However, I drink very little and not daily so usually a bottle survives for a month or so. And now that Baby Romanian is three months old I realized that I don’t really look at the price tag when it comes to purchasing something for him.

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:11 am (6 months ago)

      Spend money to make money online is a tricky business. You either win big or lose hard. I don’t drink too often either but will usually spend a little extra for higher quality because it tastes better. If you had to be “not-so-frugal” on something, I think Baby Romanian is the best choice! :)

      Reply
  12. LNo Gravatar
    October 11, 2013 at 4:56 am (6 months ago)

    Such a fitting post for me! Yesterday the BF and I got into a disagreement about the cost of food, he is very frugal on food I, on the other hand, am not that frugal when it comes to food. Don’t get me wrong I do love a good sale but I won’t not buy a certain vegetable if it is not on sale.

    Great post as always :)

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:15 am (6 months ago)

      J and I always friendly bicker at the supermarket too. He is so cheap errrr I mean frugal when it comes to food. ;)

      Reply
  13. Holly@ClubThriftyNo Gravatar
    October 11, 2013 at 5:44 am (6 months ago)

    I don’t think there’s anything wrong with having some splurges here and there. Life would be boring if we never indulged ourselves at all.

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:19 am (6 months ago)

      Life would be incredibly boring if we never indulged ourselves!

      Reply
  14. Shannon @ Financially BlondeNo Gravatar
    October 11, 2013 at 7:19 am (6 months ago)

    Great post! I think non-frugal habits are our rewards for otherwise frugal living. My hubby has a wine habit and despite all of my efforts to get him to like wines under $10, he still brings home $20+ bottles. For me, it’s my hair. I know I can go to cheaper places, but it’s my most prominent feature and I just can’t cut corners where it is concerned.

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:20 am (6 months ago)

      I love my hair too so even though I no longer see my hairstylist every 3-4 months, I still see her twice a year. ;)

      Reply
  15. Done by FortyNo Gravatar
    October 11, 2013 at 7:40 am (6 months ago)

    It’s weird how many of J’s non-frugal habits I share. Sports packages (and the DirecTV subscription that come with them) and the occasional ribeye are just part of living well, I think. (Though a flank or skirt steak thrown in there once in a while doesn’t hurt, either.)

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:23 am (6 months ago)

      I’m quickly seeing that it is possible to live well and live frugally at the same time! And once in awhile a cheaper steak cut doesn’t hurt! :P

      Reply
  16. Cat @ Budget BlondeNo Gravatar
    October 11, 2013 at 8:58 am (6 months ago)

    Ohhh I have a few of my own, mostly my propensity for a nice steak or pile of sushi, which is super expensive here. Just last night I got some awesome preggo friendly lobster rolls. I just blame the cravings on Baby A and Baby B and the hubs can’t say no. ;)

    Reply
    • Girl Meets DebtNo Gravatar
      October 11, 2013 at 10:24 am (6 months ago)

      I can’t wait until I’m preggers so I have an excuse for expensive cravings ;)

      Reply
  17. Grayson @ Debt RoundupNo Gravatar
    October 11, 2013 at 10:42 am (6 months ago)

    Great post. My not-so-frugal habit is my affection with Jeep Wranglers. I love them and really enjoying the one I just bought last month. I just can’t not have one!

    Reply
  18. BrianNo Gravatar
    October 11, 2013 at 11:02 pm (6 months ago)

    As someone who participates in J’s ‘thirst quenching’, I must be guilty of this habit too!

    Reply
  19. MichelleNo Gravatar
    October 13, 2013 at 9:23 am (6 months ago)

    You two make me laugh! I also go out with my friends about 2-3 times a month for a leisurely meal out. In fact on Friday I went to the Vesper Lounge my new favorite place in Denver, then Dim Sum on Saturday. The company, food, and opportunity to be out of my house was fantastic!! This is why I bring lunch everyday.

    Reply
    • Girl Meets DebtNo Gravatar
      October 13, 2013 at 9:50 am (6 months ago)

      Bringing lunch everyday is why I eat out with friends 2-3 times a month too! :)

      Reply
  20. Eva @ Girl Counting PenniesNo Gravatar
    October 13, 2013 at 11:04 am (6 months ago)

    I really enjoyed this post! I think it’s important to splurge a bit here and there, life would be too boring without these little luxuries! I splurge on expensive nail polishes as cheap ones never last more than a day!!

    Reply
    • Girl Meets DebtNo Gravatar
      October 13, 2013 at 3:29 pm (6 months ago)

      Essie, OPI, and China Glaze nail polishes are my favourite brands!

      Reply
  21. Kim@EyesonthedollarNo Gravatar
    October 13, 2013 at 2:26 pm (6 months ago)

    I don’t think any of those are too unreasonable. That’s why you save in other areas so you can feed whatever monkey is on your back. We like to ski and Jim likes to golf. We also spend probably too much money on fresh produce. I hate canned and frozen stuff for the most part. We will also probably always go on vacations and stay at nice places. I’m done with Motel 6 for life!

    Reply
    • Girl Meets DebtNo Gravatar
      October 13, 2013 at 3:30 pm (6 months ago)

      J and I are all about the fresh produce as well. And I’m not a fan of Motel 6 either. ;)

      Reply
  22. Laurie @thefrugalfarmerNo Gravatar
    October 14, 2013 at 6:00 am (6 months ago)

    I’m right there with J on the ribeyes and with you on the ice cream. Maybe that’s why I gained 20 lbs. this winter? :-)

    Reply
    • Girl Meets DebtNo Gravatar
      October 14, 2013 at 8:05 am (6 months ago)

      I’m too shy to share how much weight I gained lol

      Reply
  23. MartinNo Gravatar
    October 14, 2013 at 12:51 pm (6 months ago)

    Great article. It just proves that we can often waste our money on things we see as needed however they really could be cut back on.

    Reply
    • Girl Meets DebtNo Gravatar
      October 14, 2013 at 5:30 pm (6 months ago)

      J and I do try to be a frugal as we can when it comes to many things. This post is me poking fun at us for things we “can’t” be frugal about! :P

      Reply
  24. KarenNo Gravatar
    October 14, 2013 at 2:04 pm (6 months ago)

    You should cut yourself some slack! :) Those are habits of the majority of people I think, and the majority of them are justifiable. I’m with you when it comes to makeup and skin care. Since I have sensitive skin/combination skin I need to buy the higher end stuff. The normal drug store stuff didn’t really help. My face wash is made from thermal spring water and is imported from France. Yes, France. However, it’s so concentrated, I only need a little bit at a time and the stuff lasts me for almost a year.

    I, too have a weakness for Lululemon. Their clothes are so overpriced…but soooo pretty. :)

    Reply
    • Girl Meets DebtNo Gravatar
      October 14, 2013 at 5:32 pm (6 months ago)

      Are you talking about Vichy skincare? I love their products! Lululemon…much too overpriced but oh so cute and comfy and Canadian!!

      Reply
      • KarenNo Gravatar
        October 15, 2013 at 2:13 pm (6 months ago)

        I’ve heard of Vichy, but the brand I use is called Avene. A skin care specialist recommended it for me.

        Reply
    • Girl Meets DebtNo Gravatar
      October 14, 2013 at 6:14 pm (6 months ago)

      I use to LOVE spending money too. J introduced me to the world of frugality and PF blogging hehe. So it is possible!

      Reply
  25. charles@gettingarichlifeNo Gravatar
    October 14, 2013 at 6:49 pm (6 months ago)

    My wife is a spender and I’m more practical. I’m trying to get her to the practical side, although I do waste money on GNC supplements.

    Reply
    • Girl Meets DebtNo Gravatar
      October 14, 2013 at 9:50 pm (6 months ago)

      I like to buy vitamins. The chewy multivitamin gummies are my favorite! :)

      Reply

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