Once upon a time, there was a girl name GMD who met a boy name J. On their first date, J mentioned in causal conversation that he had a passion for finance and even wrote a personal finance blog. GMD didn’t know what personal finance was, so she wasn’t too concerned. It did cross her mind that he might not be too impressed with finding out about her debt if he was so concerned with money but she decided to cross that bridge when the time came.
As they went on a few more dates, J finally revealed the name of his blog. He told her it was called Modest Money and GMD spent hours reading his blog trying to learn more about this new guy she was dating. She found out that not only was J very “modest” with his lifestyle choices but he also had no debt. GMD knew that she had to tell him the truth about her student loan and credit card debt.
What happened after will remain private between the two but J had a brilliant idea that GMD could start her own blog as well to document her journey to a debt-free life. He promised her that it would help her stay accountable and she would learn so many things from a wonderful, supportive, community. GMD was adamant that she could never become a blogger because she knew nothing about computers or personal finance and her writing and grammar is atrocious due to Microsoft Word ruining her generation with auto-correct.
The more time she spent with J and he was always blogging, (seriously the boy never stops working!) GMD started to read personal finance blogs as well and quickly became enthralled with the topic. In October 2012, after days of trying to think of a super cool blog name that would represent her, GMD finally let J register the domain Girl Meets Debt and he helped her open a Twitter account with the same name.
It took 2 months, for GMD to finally feel brave enough to publish her first post on December 8, 2012. On a daily basis, after GMD & J get home from their 9-5 job and eat dinner, you can find J sitting at his desktop computer working on his blog and less than 10 feet away is GMD on the couch with her laptop trying to put together a semi-entertaining post. They are often bouncing ideas off each other and J does his best to answer the endless questions that GMD has about blogging.
4 months later, GMD is still blogging and paying down debt, J and her are still finding ways to live modestly, and they are both super excited about the fairy tale condo they are moving into in a few months.
*Editor’s note: I’m a girl who likes her privacy and as you all know J is not anonymous with his blog so that’s why I kept J’s identity a secret on my blog this whole time. We knew someone would eventually figure it out and say something to one of us this and that’s exactly what happened this weekend. After I got over the initial panic attack of seeing someone comment on his blog that she thinks I’m his girlfriend, I decided to “come out” and share with y’all how it all began.
Thanks for reading friends,