As some of you may know, this past weekend was Canadian Thanksgiving so J and I went back home to spend some quality time with my wonderful family.
This weekend I was feeling extremely thankful for:
- my generous, caring parents who I think are the best parents any Girl could ask for!
- my loving fiancé and our cool crazy cat
- finding out that my youngest sister’s boyfriend is planning on purposing to her next weekend so there will be 2 engagements in my family!
- my awesome baby brother (22 years old), thoughtful younger sister and her kind husband
- my 16-year-old family dog who we rescued from the animal shelter 14 years ago and even though he is old and has some problems with his hips, leg, and one eye he still enjoys going for walks and is the happiest dog I know. My dog has my heart.
One other thing I am feeling very thankful for is being consumer debt-free.
As you all know I write anonymously and only J and the handful of bloggers I have met in real life know what I look like. When I first started this blog 10 months ago, I wanted to be anonymous because I felt ashamed of my $57,000 debt, especially the $12,000 credit card part. No one knows about my blog. Writing anonymously has allowed me to be very open and honest about my debt, something I don’t do in my “real life” and because I don’t plan on becoming a full-time blogger anytime soon, I’m going to keep my “GMD” alter ego for a while longer.
I don’t know what prompted me to tell my mom about my debt this Thanksgiving day weekend but when mama GMD and I were sitting at the kitchen table just having our usual chats, she asked me what was new in my life and I blurted out “I no longer have credit card debt!”
She then replied that she wasn’t aware I had any credit card debt. I told her that I actually had $12,000 but managed to pay it off in 9 months recently. There was absolute silence for 30 seconds while her shocked resonated and my familiar feelings of shame came creeping up and then she asked me how did I manage to racked up $12,000 in credit card debt in the first place? I quickly racked my brain for a reason that wouldn’t disappoint her too much about her first-born but before I could come up with one, she replied “it’s because you were spending more than you were making right?”
Mama GMD nailed it on the head.
Before I had an opportunity to wallow in embarrassment, my mom told me that she was very proud of me for paying off my credit card debt in just 9 months. She even mentioned that it must have taken a lot of dedication to do so.
I guess this just shows that no matter how old we get, we always want our parents to be proud of us. I can’t wait till the day I get to tell them and the whole world that I am finally debt-free!
I’m curious, if you have debt, do your parents know about it?
Editor’s Note: I forgot to mention before I hit the publish button that my parents already knew about my student loan debt since they couldn’t afford to help me pay for my education back then but they had no clue about the consumer debt. It was recently paid off when I told her this weekend.