The Carrie Bradshaw Debt


It’s been 9 years since the last episode of Sex and the City aired, but even after all these years I am still “Carried Away.”

While I loved sexy Samantha, ambitious Miranda, and romantic Charlotte, it was the witty dreamer Carrie that I wanted to be my BFF. Sex and the City first aired when I was in high school and university, and I remember thinking that I wanted to be just like Carrie Bradshaw when I “grow up.” I wanted to move to the Big City (Vancouver) after graduation, meet a great group of girlfriends to have breakfast, brunch, lunch, dinner, drinks, coffee with, date many handsome young men but eventually find my “Mr. Big”, go shopping for fabulous designer shoes on the weekend, live in a cute girly apartment with a to-die-for closet, have a fun career that I am passionate about, and basically live a charmed material life.

What I failed to see was that my TV hero writes a weekly newspaper column (appropriately titled “Sex and the City”) and lives in one of the most expensive cities in the world, but yet Carrie lives an extravagant lifestyle. How does Carrie afford it? There is no way, even in HBO TV land, that this kind of lifestyle in Manhattan, New York is realistic on a writer’s salary. It’s so obvious, why didn’t I see it sooner? Was is possible that my beloved Carrie Bradshaw’s charmed material life may have been bought on credit card? Was Carrie in debt??? (The horror!!!)

Thinking back now, the show did drop hints that Carrie wasn’t as responsible with her money as she could have been. In season 4, Carrie applies for a bank loan to purchase the apartment that she had been renting for over a decade but the loan application got decline. We also find out in the same episode that Carrie only has $957 in her savings account. She has even less in her checking account. Carrie was 35 years old at the time.

I remember another episode where the ever practical Miranda estimated that Carrie’s to-die-for shoe closet is worth a minimum $40,000!!! Carrie owns  over 100 pairs of Jimmy Choos, Monolo Blahniks, & Christian Louboutins and each designer brand starts out at $400+!!! Let’s not forget her designer clothes and purses…

One of Carrie’s most famous quotes “I like my money right where I can see it…hanging in my closet.”*side note: I LOVE Carrie Bradshaw quotes. I really could write a full blog post on just my favorite Carrie quotes*

This is how I use to think too. That spending my money on beautiful clothing would make me happy because as long as I looked good on the outside than I would feel good on the inside too. Guess what people? All that spending on beautiful things just put me in consumer debt and that feels like shit. horrible. Can I even say “s h i t” on my blog? :P

To all the lovely young ladies out there who read my blog and may be a shopaholic or recovering like myself, I just want to say that it’s time to let go of The Carrie Bradshaw Debt. We can still be fabulous like her, but instead of owning 100 pairs of designer shoes, save and budget for that one sexy-I-feel-like-a-million-bucks pair! Carrie said it best herself: “The fact is, sometimes it’s really hard to walk in a single woman’s shoes. That’s why we need really special ones now and then to make the walk a little more fun.”

Amen Miss Bradshaw.

16 Comments on The Carrie Bradshaw Debt

  1. elleNo Gravatar
    February 23, 2013 at 5:49 pm (1 year ago)

    I LOVE that show. I had an inkling that she wasn’t financially stable and spent most of her income on shopping. But on a positive side, the items she buys have a high resale value. If she put all those fab fashion buys on ebay or etc, I’m sure she’ll earn a lot…especially if the items are rare and vintage. So instead of putting her money away where she won’t see, she buys lavishly. Maybe she knows during hard times she can fall on her friends. Oh bring back Sex and the City!!

    • Girl Meets DebtNo Gravatar
      February 23, 2013 at 6:36 pm (1 year ago)

      Good point about Carrie buying clothing pieces that have a high resale value. I couldn’t agree more about bringing back Sex and the City :)

  2. kathrynNo Gravatar
    February 23, 2013 at 7:27 pm (1 year ago)

    My daughter, a few years ago (mid 20s) won a contest at a shoe store. She had $250 credit a month for a year. She was in shoe heaven.

    • Girl Meets DebtNo Gravatar
      February 23, 2013 at 7:56 pm (1 year ago)

      Wow! Lucky Girl! I would be in shoe heaven too :D

  3. Jane Savers @ The Money PuzzleNo Gravatar
    February 24, 2013 at 4:50 am (1 year ago)

    I am sure that Carrie never repaid the apartment loan she received from Charlotte until she married Mr. Big and finally had money (his) and not just credit cards.

    • Girl Meets DebtNo Gravatar
      February 24, 2013 at 7:21 am (1 year ago)

      Carrie was a “struggling” writer for most of the series, but later on she did finally “make it” after she got her book deal so I believe she paid back Charlotte herself but that’s just because I have such a girl crush on her :)

  4. MandaNo Gravatar
    February 24, 2013 at 9:00 am (1 year ago)

    Haha, I love this! It reminds me of an article I read a while back (which I can’t for the life of me find) that talked about the incomes of characters on shows like Friends, SATC, 2 Broke Girls, Glee, etc and the rent of their apartments and how it was completely unrealistic.

    • Girl Meets DebtNo Gravatar
      February 24, 2013 at 9:15 am (1 year ago)

      Thanks Manda :) That sounds like a fun article! Let me know if you ever find it so I can read it too!

  5. annaNo Gravatar
    February 24, 2013 at 9:40 am (1 year ago)

    Well the solution is obvious, isn’t it? Just find a billionaire like Mr. Big… just kidding. I did think her situation was a bit outlandish given her occupation, but it was fun to shop vicariously through her. LOVE that show, especially Samantha’s blunt and hilarious statements!

    • Girl Meets DebtNo Gravatar
      February 24, 2013 at 9:46 am (1 year ago)

      It was SO much fun to shop vicariously through all the ladies but especially Carrie! Samantha will always be my favorite cougar EVER I think :)

  6. Michelle's Finance JournalNo Gravatar
    February 25, 2013 at 7:57 am (1 year ago)

    Watching that show makes me dream about the city life, but then I remember all the dirty pigions (I have bird phobia.) and cringe at the thought.

    I didn’t watch all the episodes so I don’t know much about Carrie’s financial situation, but I just assumed she had family money that she was shrinking daily and some credit cards. It’s interesting to see these TV shows with realistic financial perspective.

    • Girl Meets DebtNo Gravatar
      February 25, 2013 at 8:59 am (1 year ago)

      She didn’t have family money. She’s a modern day Cinderella because her Prince Charming, Mr. Big happens to be a millionaire. I love to hate her haha

  7. munchkinNo Gravatar
    February 25, 2013 at 3:46 pm (1 year ago)

    I really love that last quote about single girls!

    • Girl Meets DebtNo Gravatar
      February 25, 2013 at 3:54 pm (1 year ago)

      Me too :) Carrie Bradshaw was a wise woman, maybe not financially, but she had the best lines in the show!

  8. Brian @ Luke1428No Gravatar
    February 26, 2013 at 3:00 am (1 year ago)

    Great post! You nailed it when you said “spending my money on beautiful clothing would make me happy because as long as I looked good on the outside than I would feel good on the inside too.” In the end, materialistic things do not make us happy. True joy and happiness comes through vibrant connections to our family, our spiritual faith, and our friends.

    • Girl Meets DebtNo Gravatar
      February 26, 2013 at 6:38 am (1 year ago)

      I couldn’t agree more Brian :)


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