Girl Meets Debt

Weekly Spending: Dec. 30, 2012 – Jan. 5, 2013

Sunday
No Spend Day!

Monday
Pay Day!
-$9.73  lunch @ Koryo Korean BBQ
-$288.00 part payment of my plane ticket to Mexico
-$750.00 January rent
-$101.12 monthly Student Loan payment

Tuesday
-$94.50 transit tickets

Wednesday
-$26.83 jean shorts from American Eagle
-$7.01 two candles 75% off from Bath & Body Works

Thursday
-$3.68 veggies from neighborhood market
-$100.00 opened a TFSA and this was my starting contribution

Friday
No Spend Day!

Saturday
-$10.93 Qoola Frozen Yogurt Bar (treat for myself & J!)
-$38.71 groceries @ Superstore

Total Spend: -$1430.51

It figures that the first week I choose to track my spending is a week that I spend much more than usual. Although almost 50% of that “spend” went towards rent. I live in one of the most expensive cities in Canada, North America, the world and pay $750.00 a month for my 400 square feet bachelorette pad. I guess it’s the  robbery price I pay for living in one of the most gorgeous cities in the world. Good news is that I’m moving in with J on February 1st so soon enough my rent will be noticeably cheaper (details later…)

Other things to note this week:

  • No Starbucks!
  • I bought transit tickets rather than my usual $124 monthly pass because I am going to Mexico for a week so I won’t be commuting to work as much. Buying the 3 books of tickets saves me $29.50 woop woop :)
  • One of my 13 for ’13 goals was to have at least one No Spend Day a week and the first week of the new year I had two!!!
  • Another goal of mine was to open an RRSP account. After much thought, deliberation, and online research, I decided at this point in my life I would benefit more to open a Tax Free Savings Account (TFSA) <–future blog topic

And that is my first weekly spend report. Surprisingly I found it rather fun to write about (uhhh ohhh PF nerdy side showing). Using a spending app definitely made it much easier to keep track of all my expenses and also makes tracking every dollar and cent slightly cooler ;)

I use the iSpending app for Iphone to track my expenses. Which app do you use? Any recommendations?

6 Comments on Weekly Spending: Dec. 30, 2012 – Jan. 5, 2013

  1. Annabel
    January 7, 2013 at 7:16 am (135 days ago)

    I track my spending in my diary (I have one of those notebook planners from Moleskine), it helps me to see it visually all written out together. I also pre-deduct my rent and other standing orders from my income before working out my weekly budget so I don’t have to track that sort of thing. Hope week two is going well!
    Annabel recently posted..Merry Christmas from our home to yours!My Profile

    Reply
  2. Girl Meets Debt
    January 7, 2013 at 8:54 am (135 days ago)

    Those notebook planners are classic! Thanks for commenting Annabel :)

    Reply
  3. The Asian Pear
    January 11, 2013 at 9:47 am (131 days ago)

    I use an app called Toshl… But I don’t really use it. I like my Excel sheets. So I just jot down a note on my phone and log it in Excel later.

    Reply
  4. debtperception
    January 26, 2013 at 3:25 pm (116 days ago)

    I record my expenses in a budget spreadsheet on my computer. I also have 0 income presently and no spend days are pretty easy because I don’t enjoy spending my husband’s income. You pay more for your tiny pad than I do for my 1 bedroom apartment! But I’ll be moving soon too, can’t wait!
    debtperception recently posted..Desperate MeasuresMy Profile

    Reply
    • Girl Meets Debt
      January 28, 2013 at 6:42 pm (113 days ago)

      I’ve been following your blog for awhile now and I can see you truly do love excel sheets and budgeting. I can definitely learn a thing or two from you :)

      Reply

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